If you are looking for the best debt counselling in Pretoria, you are in the right place.
Debt counseling is a service that is offered by companies and organizations to help individuals and businesses who are struggling with debt to manage their financial obligations and find solutions to their financial challenges. Debt counseling services in Pretoria may include debt review, debt consolidation, and legal representation in cases of debt disputes.
Debt counselors are regulated by the National Credit Regulator (NCR) and the Financial Sector Conduct Authority (FSCA). We have compiled a list of 4 of the best debt counsellors in Pretoria that you can approach if you need assistance.
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Our List of Best Debt Counselling in Pretoria
Debt Rescue
Debt Rescue is one of the largest and most well-known debt counselling companies. The offer their services nationally and assist clients all throughout South Africa to get out of debt.
The company was founded in 2008 by CEO Neil Roets and has been helping clients become debt free for 15 years.
They are also one of the most trusted debt counselling firms in South Africa, frequently appearing on the news as correspondents and experts in the field of debt. Below is one of the videos of the CEO being interviewed on the national news.
They have overall positive reviews across Google, HelloPeter and Facebook.
They have an average score of 4.1 on google, from 242 reviews. This is good particularly for the debt review industry where score tend to vary wildly as debt review is not the most pleasant situation for most people.
Debt Rescue is one of the most trusted debt review companies in South Africa and one of your best choices to go with.
To get in touch with them, visit their website on the link below and filling the contact form and they will call you back.
Click Here to Visit Their Website
Debt Corporation
Debt Corporation (also known as debtcorp) is one of the debt review companies in Pretoria that I have personal experience with and I can vouch for them.
The company is run by its founder, Marcel, who is a qualified debt counsellor with extensive experience.
Under his leadership, the company strives to offer a professional service to clients and ensure that they are adequately informed as they are guided through the process.
The company also works ethically and genuinely strive to assist clients and also respect their privacy.
Below is a screenshot of one of the reviews they have received.
Debt Corporation is one of the recommendable debt counsellors in Pretoria and they are located in Pretoria East.
Their address is 8 1st St, Menlo Park, Pretoria, 0018
You can get in touch with them through their website where they have a WhatsApp link that you can use, or fill out the contact form for them to call you back.
https://www.debtcorporation.co.za/
Gauteng Debt Counselling
Gauteng Debt Counselling is a debt counselling company located in Pretoria North.
The company was founded in 2009 and has been assisting clients with debt counselling services for 13 years now.
They have a good track record for their business, with positive reviews across various online platforms.
They have been nominated in the annual debt review awards top 10 for the year of 2022 in the category of small debt counselling companies.
Their average score on Google is 5.0, from 10 user reviews. They also have an active social media presence and their reviews on Facebook are also positive, with an average score of 5.0 from 17 reviews.
One of the glowing reviews reads:
“Yesterday I finally reached the end of the road and I’m finally debt free! Gauteng Debt Counselling, specifically Leandie Brink has been by my side for the last 7 years, since day 1! Best decision I ever made was to join this debt counsellor! They do their utmost best to get you answers, balances and walk with you until the very last day. They are excited with you, and celebrate every victory with you, and they also stand by you when it all feels like it’s getting too much. You will not make a mistake by choosing Gauteng debt counselling! Thank you for the last 7 years of support Leandie and Gauteng Debt Counselling!!”
Here are some additional frequently asked questions about debt review:
Their offices are located at Shop 64, Zambezi Junction South, 522 Breed St, Montana Park, Pretoria, 0159
LC Debt Counselling
LC Debt Counselling is another debt counselling firm located in Pretoria North. They are registered with The National Credit Regulator (NCRDC3196) and a member of the Debt Counsellors Association of South Africa: (DCASA).
With over 15 Years experience in the Financial and Debt Counselling Industry, their team endeavours to create a Debt Free future for all of the consumers under their care.
The can assist over indebted consumers struggling with debt, through budget advice and negotiations with credit providers to reduce monthly payments, where applicable trying to negotiate a lower interest rates in order to re-struck your debt repayment in an acceptable and affordable manor.
Their address is 819 B, 819 5th Ave, Wonderboom South, Pretoria, 0084
The debt assessment is free if you are considering debt review so you can consider them as an option for you to try if you are in Pretoria North and need a debt counsellor in your area.
Tips for choosing a debt counsellor in Pretoria
Here are some tips for choosing a debt counsellor:
- Research the company: It is important to thoroughly research any company you are considering working with to ensure that they are reputable and can provide the services you need. Look for reviews from previous clients and check with regulatory bodies to ensure that the company is properly licensed and accredited.
- Consider the services offered: Look for a company that offers a range of services, including budgeting advice, negotiating with creditors, and support to help you become debt-free.
- Look for transparency: Choose a company that is transparent about their fees and the services they offer. Be wary of companies that charge upfront fees or make unrealistic promises.
- Get references: Ask the company for references from previous clients, and speak with them to get an idea of their experience with the company.
- Seek the advice of a financial professional: It can be helpful to seek the advice of a financial professional, such as a financial advisor or accountant, to help you determine which debt counselor is right for you.
FAQs
Here are some additional frequently asked questions about debt review:
Can I still use my credit cards while enrolled in debt review?
No, you will not be allowed to use your credit cards while enrolled in debt review. This is because the purpose of debt review is to help you repay your debts and become debt-free.
Will my creditors still contact me while enrolled in debt review?
Your creditors are required to stop contacting you and must communicate through your debt review company while you are enrolled in the program.
Will all of my debts be included in debt review?
Not necessarily. Some types of debts, such as student loans and taxes, may not be eligible for inclusion in a debt review program. It is important to discuss your specific situation with your debt review company to determine which debts will be included in the program.
Can I get a mortgage while enrolled in debt review?
It is generally more difficult to obtain a mortgage while enrolled in debt review, as it is a sign that you are struggling to manage your debts. However, it is possible in some cases. It is important to discuss your specific situation with a financial professional to determine your options.
Can I enroll in debt review if I am self-employed?
Yes, self-employed individuals can enroll in debt review. However, the process may be more complex, as self-employed individuals often have irregular income and may not have the same types of debts as those who are employed. It is important to discuss your specific situation with a debt review company to determine if debt review is a suitable option for you.